It is your right to get your own credit report from the government, although, is it really free? Most of the time you will have to spend at least 2 dollars to cover the costs required to print and mail your report. Not to mention the time wasted just waiting for the report to arrive. This process can take up around 10 working days. It seems like a bit of a hassle for this "free" report.
The benefits of having this report are huge, but getting hold of it is another matter. Many people do not have time to get it from the government themselves. Errors and identity fraud are huge problems that are very hard to be detected without your report.
There is another way though, annualcreditreport.gov offers a service that provides a free annual report. All you have to do is to go to their website and fill in a simple form, mail it to them and they will send a free credit report per every 12 months. You can find out more about this service at the above mentioned site. Many other websites may contain hidden fees or subscriptions.
The benefits of having the report can include: renting a house, applying for a loan, insurance, and many other important things. Understanding and acting upon your credit report is very important, the site freecreditreport.gov can help you step by step, right from how to apply for a credit report. Don't let anything get in your way from taking these important life steps; make sure you check your credit report first.
You can click these links to find out more about the website annualcreditreport.gov and the related website freecreditreport.gov.
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